A type of pre-paid defense coverage for bodily injury or property damage (general liability), or a mistake (professional liability)

Property is the structure itself and the inventory under roof

Company cars and coverage for cars that are used for the business, even if the business does not own them

Required by law, workers’ compensation protects the company and makes injured employees whole

Important equipment and property on the road deserves to be “scheduled” or listed on an inland marine policy

Cyber coverage protects the company in the event of a data hack, leak, or mistake

Protection against financial loss, including advice given, errors made, or funds mismanaged

Designed to protect the business in the event of pollution damage caused by restoration or construction, which is not covered under general liability

Bonds reflect the financial strength of the company; often needed for certain jobs, contracts or benefit plans